Optimized Credit Cards for Grocery Shopping  

We cannot get cheap groceries these days however we can optimize our credit cards to save more. Here in Singapore, there are many credit cards but there are only a few who optimizes cards. What are these cards?


Here’s at least three:

  • Citibank SMRT Platinum Visa Card: Yes, this card is for public transport (as the name implies) but we can use this when getting groceries. In the past, the card offered 5% cashback. 5% is a big thing for those who are saving but now, they offer a total of 12.3% -this means more savings. Other advantages of the card includes up to 15% discount on coffee, 5% discount at Esso petrol stations and points for SMRT rides.


  • HSBC Visa Platinum Card: Many Singaporeans loved HSBC’s “The Choice” but it was discontinued. However, there’s its closest relative – Visa Platinum Card. The card will give us 5% rebate on every supermarket here plus we get 15% discount at Caltex stations other dining discounts.
  • UOB Delight Card: Other cards only offer 5% but UOB Delight Card offers up to 10% rebate. With Delight Card, we can get different discounts at Giant, Cold Storage, Marketplace, Jasons and Guardian. If we want this cashback rebate, we have to spend a minimum of $1,000 a month.

Credits are good but sometimes, it is preferred if we use cash. If we use cards, we have to make sure that we pay our monthly bills to continue enjoying freebies and special discounts. Grocery shopping should be fun and less tiring. With the cards mentioned above, it will make grocery shopping more exciting.


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